Version 1.0 — Effective 1 January 2026
Important Notice: These Terms and Conditions constitute a legally binding
agreement between you and pkmga. You must read and accept these terms in full before
creating a pkmga account or using any pkmga service. If you do not agree with any part
of these terms, you must not register an account or use the platform.
1 Definitions
In this Agreement, the following definitions apply throughout unless the context
otherwise requires:
- "pkmga", "we", "us", "our" — refers to pkmga Gaming Group, the operator of the pkmga platform at pkmga.net, licensed under an international gaming authority.
- "Platform" — the pkmga website at pkmga.net, including all sub-pages, casino games, sportsbook, and account management functions accessible via browser.
- "Player", "you", "your" — any individual who registers a pkmga account and accesses the Platform.
- "Account" — the registered player account created by you on pkmga, including your PKR wallet, game history, and account settings.
- "Games" — all casino games, sports betting markets, fishing arcade titles, slot games, live dealer tables, and any other gaming products available on pkmga.
- "Bonus" — any promotional credit, free spins, cashback, or other incentive offered by pkmga to registered players under specific promotional terms.
- "PKR" — Pakistani Rupee, the operating currency of pkmga's player wallet and all transaction processing on the Platform.
- "Prohibited Territories" — jurisdictions where access to or use of the Platform is prohibited by applicable law.
2 Eligibility & Age Requirements
21+ Age Restriction: Access to pkmga's real-money gaming services is strictly
limited to persons who are 21 years of age or older. This restriction is enforced actively
and without exception. Underage gambling is prohibited.
To register and use a pkmga account, you must satisfy all of the following eligibility
requirements at the time of registration and on an ongoing basis throughout your use of
the Platform:
- You must be at least 21 years of age at the time of registration and continuously thereafter.
- You must be a natural person capable of entering into legally binding contracts under applicable law.
- You must not be accessing the Platform from a Prohibited Territory where online gambling is expressly forbidden by local law.
- You must not already hold another active pkmga account. Only one account per person is permitted.
- You must not be registered on any self-exclusion programme or have requested exclusion from pkmga's platform.
- You must not be acting on behalf of or for the benefit of any third party.
pkmga reserves the right to request proof of age at any time. Where age verification cannot
be satisfactorily completed, pkmga may suspend or permanently close an account and withhold
any balance pending investigation. Any winnings generated by an underage player are void and
will be forfeited.
3 Account Registration
Registration of a pkmga account requires you to provide accurate, complete, and current
information including a valid Pakistani mobile number. You agree to maintain and update
your account information so that it remains accurate at all times.
- Only one account per person is permitted. Duplicate accounts may be closed and any associated balance forfeited.
- Account registration is for personal use only. You may not open an account on behalf of another person.
- pkmga may carry out identity verification checks at the time of registration or at any subsequent point. You agree to cooperate with such checks promptly.
- Providing false or misleading registration information is a material breach of this Agreement and will result in account termination.
- pkmga reserves the right to decline any registration application at its sole discretion without providing a reason.
KYC Compliance: pkmga complies with Know Your Customer (KYC) obligations
under its international gaming license. Higher withdrawal thresholds or triggered compliance
flags may require submission of a CNIC photograph and supporting documentation before
funds are released.
4 Account Security
You are solely responsible for maintaining the security and confidentiality of your pkmga
account credentials including your mobile number, password, and any one-time passwords
(OTPs) issued to your registered device.
- You must not share your pkmga account credentials with any third party under any circumstances.
- You are responsible for all activity conducted through your account, whether authorised by you or not, unless pkmga has been notified promptly of unauthorised access.
- You must notify pkmga immediately at [email protected] if you suspect your account has been accessed without your authorisation.
- pkmga will not be liable for any loss resulting from unauthorised account access where you have failed to take reasonable steps to protect your credentials.
- Using shared or public devices to access your pkmga account is done entirely at your own risk.
5 Deposits & Payments
All transactions on pkmga are processed in Pakistani Rupees (PKR). pkmga supports deposits
via JazzCash, EasyPaisa, HBL, UBL, Meezan Bank, Raast, and Visa/Mastercard. The availability
of specific payment methods may vary at pkmga's discretion.
- The minimum deposit on pkmga is Rs 100. Maximum single deposit limits apply per payment method.
- All deposit funds must originate from a payment account registered in your own name. Third-party deposits are strictly prohibited.
- Deposits are typically credited to your pkmga wallet instantly or within the timeframe disclosed on the deposit page for each payment method.
- pkmga does not charge fees on deposits. Fees imposed by your payment provider are your own responsibility.
- pkmga reserves the right to reverse deposits where there is reasonable suspicion of fraudulent activity, chargebacks, or breach of these terms.
- Deposits made using bonusable payment methods will trigger any applicable welcome or reload bonus as described in current promotional terms.
Accepted Payment Methods: JazzCash · EasyPaisa · HBL · UBL · Meezan Bank ·
Raast · Visa · Mastercard. All processed in PKR with zero pkmga-imposed fees.
6 Withdrawals
pkmga is committed to fast, transparent withdrawals for all players. Standard withdrawal
requests to JazzCash and EasyPaisa are processed within 15 minutes during operational
hours (9 AM – 2 AM PST daily).
- The minimum withdrawal amount is Rs 200. Maximum single withdrawal is Rs 500,000 (higher limits apply for Prestige VIP members).
- Withdrawals will be processed to the same payment method used for the corresponding deposit, where technically possible.
- All active bonus wagering requirements must be fully met before a withdrawal of bonus-derived funds can be processed.
- Withdrawals may be subject to identity verification. pkmga reserves the right to request CNIC documentation before processing any withdrawal at any threshold.
- pkmga charges zero fees on any withdrawal amount. Any fees imposed by your receiving payment provider are your responsibility.
- pkmga reserves the right to delay or withhold withdrawal processing where there is a reasonable suspicion of fraud, money laundering, or breach of this Agreement.
- Withdrawal requests submitted outside operational hours (2 AM – 9 AM PST) will be queued and processed from the commencement of the next operational period.
7 Bonuses & Promotions
pkmga offers various promotional incentives to registered players including welcome bonuses,
reload offers, cashback, and VIP rewards. All bonuses are subject to specific terms that
must be read and accepted at the point of activation.
- Each bonus carries a wagering requirement (rollover) which must be completed before bonus-derived funds can be withdrawn. Standard rollover is ×30 unless stated otherwise on the specific promotion.
- Bonus funds are separate from real money funds. Real money funds are used and wagered first. Bonus funds come into play once real money is exhausted within the eligible game contribution scope.
- Maximum bet during active bonus play is Rs 400 per spin or hand unless stated otherwise. Bets exceeding this limit during a bonus period may result in bonus forfeiture.
- Not all games contribute equally to wagering requirements. Slots typically contribute 100%. Live dealer tables and sports betting may contribute at a lower rate or not at all — check individual promotion terms.
- Bonuses are issued to one account per person, per household, per device, and per IP address.
- pkmga reserves the right to cancel or modify any promotional offer at any time without advance notice.
- Bonus abuse, including collusion, arbitrage, or exploiting promotional errors, will result in bonus forfeiture and may result in account termination.
- Welcome bonuses are available to first-time depositors only. Accounts that have previously registered under a different identity are not eligible.
8 Gaming Rules & Fair Play
All games offered on pkmga use certified Random Number Generator (RNG) technology
independently tested under pkmga's international gaming license. Published Return to Player
(RTP) percentages represent the long-term statistical average and do not guarantee results
in any individual session or bet.
- Gambling outcomes at pkmga are determined solely by the certified RNG. pkmga does not manipulate game outcomes in any manner.
- In the event of a technical malfunction during a game round, bets placed during the affected round will be voided and stakes refunded to your pkmga wallet.
- pkmga's records of game outcomes, bet histories, and account transactions are the definitive record in the event of any dispute.
- Any attempt to interfere with, reverse-engineer, or exploit game software will constitute a material breach of this Agreement and will result in immediate account termination with forfeiture of balance.
- Live dealer game decisions made by the dealer and confirmed by the system are final and binding once the outcome is settled.
- Sports betting markets are settled according to official result sources. In-play markets are settled based on data available at the time of settlement — retrospective claims based on subsequently corrected data are not accepted.
9 Prohibited Conduct
The following conduct is expressly prohibited on the pkmga platform. Engaging in any of
the following may result in immediate account suspension, balance forfeiture, and referral
to relevant authorities:
- Opening more than one account on pkmga (multiple accounts).
- Providing false, inaccurate, or misleading identity or age information during registration or verification.
- Using automated software, bots, scripts, or any artificial means to interact with the Platform.
- Colluding with other players at live dealer tables or in any betting market to gain an unfair advantage.
- Exploiting software errors, technical vulnerabilities, or promotional loopholes for financial gain.
- Using proceeds of criminal activity as deposits on pkmga (money laundering).
- Accessing the Platform from a Prohibited Territory using VPN, proxy, or any circumvention technology.
- Conducting chargebacks on deposits while retaining winnings generated from those deposits.
- Sharing account access with any third party, including family members.
Anti-Money Laundering: pkmga maintains full compliance with its AML
obligations under its international gaming license. All suspicious transaction patterns
are reported to the relevant compliance authorities. Cooperation with AML inquiries is
mandatory for all account holders.
10 Intellectual Property
All content on the pkmga Platform — including but not limited to the pkmga name, logo,
game graphics, website design, written content, software architecture, and promotional
materials — is the intellectual property of pkmga or its licensed game providers.
- You may not reproduce, copy, publish, distribute, or commercially exploit any content from pkmga without prior written consent.
- Game titles and game content remain the intellectual property of the respective game providers and are licensed to pkmga for use on the Platform.
- You are granted a limited, non-exclusive, non-transferable licence to access the Platform for personal, non-commercial gaming purposes only.
- Any breach of pkmga's intellectual property rights may be subject to legal action.
11 Limitation of Liability
To the fullest extent permitted by applicable law, pkmga's total liability to you in
connection with your use of the Platform shall not exceed the total amount deposited by
you in the 30 days preceding the event giving rise to the claim.
- pkmga is not liable for any indirect, consequential, incidental, or special losses including loss of profits, loss of data, or reputational damage.
- pkmga is not liable for losses arising from internet or network interruptions, device malfunctions, or delays in payment processing by third-party payment providers.
- pkmga is not liable for the accuracy or legality of third-party game content provided by licensed game providers on the Platform.
- Nothing in this Agreement excludes liability for fraud, gross negligence, or any liability that cannot be excluded under applicable law.
12 Responsible Gaming
21+ Only: All pkmga services are strictly for players aged 21 and above.
If you are under 21, you must not use this platform under any circumstances.
pkmga is committed to promoting responsible gaming and providing genuine tools that support
players in maintaining healthy gambling habits. All responsible gaming tools are accessible
from your account settings after pkmga login.
- Deposit Limits: You may set daily, weekly, or monthly deposit caps. These take effect immediately and cannot be increased for 24 hours.
- Cooling-Off Periods: You may activate a cooling-off period ranging from 24 hours to 6 months during which no deposits can be made.
- Self-Exclusion: You may request full self-exclusion from all pkmga services. This takes effect within minutes and cannot be reversed for the chosen period.
- Reality Checks: Optional session time notifications can be configured to remind you how long you have been playing.
- Account Closure: You may close your account at any time. Outstanding withdrawable balances will be processed following verification.
Please visit our Responsible Gaming
page for full details of all tools, resources, and support options available to Pakistani players.
Gambling involves financial risk. Never gamble with money you cannot afford to lose.
13 Account Closure & Termination
Either you or pkmga may close your account. The circumstances and consequences differ
depending on who initiates the closure and the reason.
- Voluntary closure by you: Contact pkmga support to request account closure. Any withdrawable balance (excluding unmet bonus wagering) will be processed to your registered payment method within 5 business days.
- Closure by pkmga for breach: Where pkmga closes your account for breach of these Terms, any balance associated with bonus funds or funds arising from prohibited conduct may be forfeited.
- Closure for responsible gaming: Where self-exclusion or cooling-off is invoked, the account is suspended or closed as requested. Withdrawable real-money balance remains accessible following the exclusion period.
- Following account closure, re-registration may or may not be permitted at pkmga's discretion, except where a self-exclusion period remains active — in which case re-registration is not permitted and pkmga will close any duplicate account found.
14 Disputes & Complaints
pkmga is committed to resolving player complaints fairly and promptly. If you have a
dispute or complaint regarding any aspect of your pkmga account or gaming experience,
please follow the process below:
- Step 1: Contact pkmga's support team via live chat (available in-platform after login) or by email at [email protected]. Support is available in English from 9 AM to 2 AM PST daily.
- Step 2: If your complaint is not resolved to your satisfaction within 14 days of initial contact, you may escalate the matter to pkmga's compliance department by marking your communication "Formal Complaint" in the subject line.
- Step 3: Where internal resolution is not possible, disputes may be referred to the dispute resolution body designated by pkmga's licensing authority.
pkmga's internal game records and transaction logs are the definitive source of data in
resolving any factual dispute regarding bet outcomes, deposit amounts, or withdrawal history.
15 Amendments to These Terms
pkmga reserves the right to amend, update, or replace these Terms and Conditions at any
time. Material changes will be communicated to registered players via the email address
or mobile number associated with their account, with a minimum notice period of 14 days
before the amended terms take effect.
- Your continued use of the pkmga Platform following the effective date of any amendment constitutes your acceptance of the revised Terms.
- If you do not accept the amended Terms, you must cease using the Platform and contact pkmga to close your account.
- Non-material amendments (such as formatting corrections, clarifications, or adding new payment method descriptions) may be made without advance notice.
16 Governing Law & Jurisdiction
This Agreement is governed by the laws of the jurisdiction in which pkmga's international
gaming license is issued. By using the pkmga Platform, you agree to submit to the exclusive
jurisdiction of the courts of that licensing jurisdiction for resolution of any dispute
arising out of or in connection with this Agreement.
This Agreement is made available in English. In the event of any conflict between an English
version of this Agreement and any translation, the English version shall prevail.
International License: pkmga operates under an internationally recognised
gaming authority license. The platform is intended for use in territories where online gaming
is not expressly prohibited by local law. It is the player's responsibility to verify the
legality of online gaming in their jurisdiction before registering.
17 Contact Information
For any questions, concerns, or formal communications relating to these Terms and Conditions
or your pkmga account, please contact us through the following channels:
- Live Chat: Available in-platform after pkmga login. English-language support from 9 AM to 2 AM PST daily.
- Email: [email protected] — for general support, complaints, and account queries.
- Formal complaints should be directed to the same email address with "Formal Complaint" in the subject line.
Response times: Live chat typically under 3 minutes. Email queries within 24 hours during
business days. Formal complaints acknowledged within 48 hours and responded to within 14 days.